Many young folks, especially those that haven’t been in the US that long, conflate debit cards with credit cards. Debit cards have almost nothing in common with credit cards despite their similar physical appearances.
Why credit cards are the best method of payment, and debit cards are the second best
I am still amazed by the drastic change in the content of my wallet when I first hit mainland American soil in 2007. All of a sudden, the majority of the paper bills seemed to evaporate. And this was not a big deal either – I found myself not touching the remaining few for weeks at times. I have a habit of ordering my paper bills in the order of cleanness so I always get rid of the dirty ones first. My paper bills remained fresh for a long time. But this doesn’t mean I became poorer – the whole stack of paper was replaced by my only debit card at the time. I would have carried a credit card if I had owned one.
vs. 
To illustrate the benefits of payment cards, let me tell you two real-life stories. Continue reading Why credit cards are the best method of payment, and debit cards are the second best
Hiep's Finance 