How to access your annual free credit report – step by step instructions

It is always a good idea to check your credit profile before making a major credit decision such as re-financing a mortgage or applying for a credit card. Sometimes there are errors on your credit report that you need to dispute, and other times there may be legitimate negative records that you may be able to remove in one way or another. Conveniently, the Fair Credit Reporting Act (FCRA) entitles you to one credit report from each consumer reporting agency (CRA). Continue reading How to access your annual free credit report – step by step instructions