2 years ago, when I had just started this blog, the Discover More was one of the first credit cards that I reviewed. Since then, Discover Financial Services has replaced the card with the Discover It which is in many ways the same as the Discover More. I personally still have the Discover More, but most people these days have already switched over to the Discover It. It is about time I reviewed the Discover It as well.
Unlike Visa and Mastercard which only process but not issue credit cards, and like Discover, American Express also issues credit cards. The origin of American Express is also very distinguished from those of the competitors. They started out as a domestic express mail service back when the US Post Office did not yet deliver packages. They made a lot of money, and very quickly established the American Express brand as a premium service provider. Later on, American Express gradually transformed itself into a financial services company while skillfully retaining and enhancing the brand nationwide and worldwide.
My first blog post covers the benefits or credit cards that are often ignored. I have also covered several features of credit cards in a variety of posts. I’ve always wanted to consolidate all these features in one post, and what better way is there than performing a hands-on analysis on a real credit card? Today’s post features Bank of America’s flagship BankAmericard Cash Rewards.
When I opened this blog, I had in mind the picture of myself back in January 2012, half a year out of college, and having no credit. Today, it is about a year from that, and many from the next generation of college graduates are probably having the same credit situation as I was. I was lucky to be well-guided by knowledgeable friends, and I thought it’d be my turn to provide a mini-guide for those looking to obtain their first credit card.
In my first blog post: Personal Finance 101, I explained the benefits that typical credit cards offer. When it comes to choosing a particular credit card to apply for, it’s hard to make a decision sometimes because of the ocean of options available. I’ve put off writing about credit card offers in favor of helping you – my dear readers – build a knowledge base of credit profile and credit cards. However, today is special.
Dear readers, today is the best day to apply for the Discover More, the signature credit card by Discover, one of the largest card issuers in America. Among my credit card portfolio, the Discover More is my favorite, and I’ve had it for just 2 months! If you’re reading this and already have a decent credit history that is longer than 6 months even if you do not have a credit history at all, you should apply for the card. And here’s why: Continue reading Discover More